Powerful Microcredit ERP System
Manage member tracking, field officer activities, savings deposits, and real-time loan collections securely and accurately.
Why Need Microcredit ERP?
Manage financial operations securely while maintaining transparency and regulatory compliance.
Client & Group Tracking
Manage members, guarantors, and self-help groups efficiently with KYC integration.
Repayment & Collections
Track weekly/monthly collections instantly and monitor overdue/defaulter lists.
Automated Processing
Automate loan interest calculations, penalty assessments, and schedule generation.
Risk Control
Identify high-risk portfolios and control operational risks effectively.
Integrated Accounting
Complete double-entry accounting with ledgers, Day Books, and Trial Balances.
Field Operations App
Mobile app integration for field officers to enter collections directly from the field.
Complete Microfinance Modules
Every feature required to digitize and scale your microcredit institution.
1 Member & Group Mgmt
- Member Registration & KYC
- Group & Center Management
- Nominee & Guarantor Mgmt
- Bulk Member Import
2 Loan & Credit Mgmt
- Loan Product Creation
- Loan Application & Approval
- Disbursement & Installment Scheduling
- Interest & Penalty Calc
3 Collection & Field Ops
- Field Officer Assignment
- Installment Collection Sheets
- Overdue & Defaulter Tracking
- Receipt Generation
4 Savings & Deposit Mgmt
- Savings Accounts Setup
- Deposit Collection
- Savings Withdrawal
- Interest on Savings
5 Accounts & Finance
- General Ledger & Day Book
- Cash & Bank Management
- Income & Expense Tracking
- Profit & Loss & Balance Sheet
6 Reports & Configuration
- Branch Wise Reports
- Collection & Due Reports
- Regulatory Audit Reports
- User Roles & Permissions
Real-Time Field Collections
Eliminate manual data entry and end-of-day reconciliation. Equip your field officers with a mobile app that syncs collections directly to the central ERP the moment they happen.
- Mobile app for field staff
- Instant SMS receipts to members
- Live cash-in-hand tracking per officer
- GPS tagged transactions
// Officer #104 syncing collection data...
const fieldApp = new CollectionEngine();
await fieldApp.collectInstallment({
memberId: 'MEM-8891',
loanId: 'LN-A230',
amountCollected: 1500.00,
collectionType: 'Cash',
sendSms: true
});
// [LOG] Updating Branch Ledger...
// [LOG] Deducting from due list...
// [SUCCESS] Collection recorded. SMS dispatched to MEM-8891.
Ready to Digitalize Microfinance?
Deploy Xion Digi's Microcredit ERP to streamline loans, empower field officers, and ensure 100% compliance.
Schedule a Demo
Software Tiers Built for
Next-Gen Speed
Deploy robust, production-grade tools that scale perfectly with your business operations.
Micro Basic
Simple loan tracking.
- â Member Registration
- â Basic Loan Processing
- â Savings Accounts
- â Standard Support
Finance Pro
Automated microfinance.
- â Automated Penalty Calculation
- â Mobile App Access
- â SMS Alerts
- â Priority Support
Lending Premium
Large branch operations.
- â Multi-branch Setup
- â Advanced Accounting
- â Custom Reports
- â Dedicated Manager
Global Microcredit
National microfinance scale.
- â Centralized Database
- â Custom Integrations
- â Regulatory Reporting
- â 24/7 SLA
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